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Business loans shouldn't be awkward! Answer a few quick questions and find out what you can borrow.

  • Competitive rates from 6.9%
  • Pre-approved in 2 mins
  • Borrow £5k - £500k
  • No impact to credit
Trustpilot

Love Finance made it possible to make our dream a reality. Without them, it might never have been achieved, but we've increased our exposure and realised our potential to grow.

Jase, London Sneaker School

Joanne Doe

Joanne Doe

Birmingham

Thanks to the support from Love Finance, we have been able to grow our business. The process was smooth and easy and there was a quick turnaround from the application to receiving the funds.

Leoni, Amber Hue Candles
Amber Hue Candles business stall at an event

Joanne Doe

Joanne Doe

Birmingham

When we needed financing at a critical moment, Love Finance delivered with professionalism, speed, and ease. Their support helped us take Posh Design to the next level. Highly recommend.

Roozbeh, Posh Design
Posh Designs Team members smiling at each other

Joanne Doe

Joanne Doe

Birmingham

FAQ

Your questions answered... with Love!

Got questions? We've got answers. Let's clear things up — no jargon

How much can I borrow?

We offer small business loans anywhere from £5,000 to £500,000. So, whether you need just enough to buy a fancy coffee machine or a whole stack to build an empire, we've got options. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

You can! Some lenders might offer a discount if you repay early, while others may still charge the full interest — it all depends. But if you're ready to clear the balance, we’ll make sure everything’s clear before you do.

What’s the total amount I’ll end up paying?

Your total will include the loan amount plus interest. Everything’s broken down for you upfront — and if anything’s unclear, your account manager’s just a message away to talk it through.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Daily, weekly, monthly — you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!
How do your interest rates work?
We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!
How fast can I get my hands on the money?
Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Interest rates from 6.9%
  • Unsecured loans up to £500,000