Get a quote in minutes

Check your amount, rates and repayments - all without affecting your credit score.

Apply to see monthly repayments
No impact to credit
Account manager support
Rates start at 6.9% from our lending panel

Get a quick quote

Select a length and amount for your loan to get an instant estimate

Loan amount Monthly payment

Indicative rates for this term start from 6.9%, based on our panel of lenders. Final rates are subject to individual lender approval and borrower eligibility. You may be offered different terms. Based on average rate of our lowest risk businesses, and current fees, which may be subject to change.

Apply in 60 seconds. Funded in 4 hours.

Check your eligibility, rates and monthly repayments – all with no impact on your credit score.

Once approved, you'll get:

Rates as low as 6.9% from our panel of lending experts
Funds deposited in as little as 4 hours
Same day decision in most cases
Dedicated support from your personal account manager

Business loans without the drama.

Love Finance. Fast, flexible, frictionless.

Business loans without the drama.

Once approved, you'll get:

Rates as low as 6.9% from our panel of lending experts
Funds deposited in as little as 4 hours
Same day decision in most cases
Dedicated support from your personal account manager

Business loans without the drama.

Customer love stories

Behind every loan is a business with big plans. Here are some of the stories from people we’ve helped grow, adapt, and take the next step.
Have a flick through!

Love Finance's support helped us take our business to the next level. Highly recommend.

Roozbeh

Posh Designs

In a world of overcomplicated business finance, Love kept it simple and effective.

Darren

Elsewhere

Thanks to Love Finance, we've been able to grow our customer base and book more events.

Leoni

Amber Hue

FAQ

Your questions answered... with Love!

Got questions? We've got answers. Let's clear things up — no jargon

How much can I borrow?

We offer small business loans anywhere from £1,000 to £750,000. So, whether you need just enough to buy a fancy coffee machine or a whole stack to build an empire, we've got options. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

You can! Some lenders might offer a discount if you repay early, while others may still charge the full interest — it all depends. But if you're ready to clear the balance, we’ll make sure everything’s clear before you do.

What’s the total amount I’ll end up paying?

Your total will include the loan amount plus interest. Everything’s broken down for you upfront — and if anything’s unclear, your account manager’s just a message away to talk it through.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Daily, weekly, monthly — you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!

How do your interest rates work?

We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!

How fast can I get my hands on the money?

Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.