Unsecured Business Loans

Same-day unsecured loans £5,000 - £500,000. No collateral.

We had an urgent funding request which would take so long with high street banks. Clear communication & constant follow-ups.
Amir
Hana Restaurant, London
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Business loans for small businesses

We’re more than just numbers. You're the heart of your business, and we're here to help you keep it beating strong (Too cheesy? Sorry.) Our tailored small business loans give you the fuel you need to keep things running smoothly and seize those golden opportunities. Let's get your business to the next level, shall we?

Credit score not affected

Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 8.9%

Transparent Interest Rates

Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.

Unsecured loans up to £500,000

Borrow up to 500,000 quid (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).

It won't impact your credit score
Credit score not affected

Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 8.9% (flat rate)

Transparent Interest Rates

Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.

Unsecured loans up to £500,000

Borrow up to 500,000 quid (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).

Learn more

So, what’s an unsecured business loan?

An unsecured business loan is a type of financing that doesn't require security, like that pool table you bought to “improve office morale”. It's a bit like getting a financial boost based on your business's potential rather than its assets. With an unsecured loan, your lender trusts your ability to repay based on your creditworthiness and business performance, not your possessions. It's the hassle-free way to secure the loan and keep your business moving forward.

Love your finances again

What are the advantages of an unsecured business loan?

No need for collateral

Ditch the drama of pledging your prized possessions. At Love Finance, we're all about unsecured lending - no collateral, no fuss. Get the funds you need without risking your hard-earned assets, such as property. With our unsecured business loans, you're free to grab those growth opportunities by the horns and charge into success. Let’s make your business dreams a reality - no bull. All the while, what's yours is yours.

Fixed monthly payments

With Love Finance, managing your finances is a breeze. Our unsecured business loans come with fixed monthly payments, so you always know what's coming - no surprises, no headaches. Manage your cash flow and working capital with confidence and focus on what you do best: growing your business. It's straightforward, reliable, and just the way we like it.

Faster approval compared to secured loans

Love Finance offers lightning-fast approval for unsecured business loans because we don’t need to fuss over collateral. Skip the lengthy valuations and paperwork that come with secured loans. With us, it’s all about quick, hassle-free access to the funds you need to grow your business. Ready, set, grow!

Simple eligibility criteria for UK businesses

Our eligibility criteria are as straightforward as they come, cutting out the unnecessary complications. Love Finance makes applying for an unsecured business loan hassle-free for UK businesses, no matter your needs. As long as you’re trading over 3 months, and turn over £50k yearly - we can look at your request. If you’re not these things, try us anyway!

“A fast, effective service that delivered exactly what I was after with minimum fuss.”
Andrew
Partisan Furniture, Bristol

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£70 000
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Love your finances again

What types of businesses are eligible for an unsecured loan?

Retail Mavericks

Stocking shelves with the latest must-haves before your competitor even knows what hit them.

Construction Heroes

Building dreams one brick at a time, without mortgaging the cement mixer.

Boutique Owners

Keeping those racks full and fashion-forward without breaking the bank.

Restaurant Gurus

Expanding your menu and your seating capacity, because nobody likes waiting for a table.

Creative Agencies

Turning wild ideas into winning campaigns with the funds to back them up.

Fitness Enthusiasts

Upgrading your gym equipment so your clients can crush their goals—and so can you.

E-commerce Whizzes

Boosting your online store’s inventory and marketing, because that one viral post needs back-up stock.

Service Providers

From cleaning services to consultants, getting the gear and resources to keep clients coming back for more.

Café Connoisseurs

Fueling the caffeine craze with new equipment and a fresh batch of beans.

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It won't impact your credit score
This is how we can help

What you can use your unsecured business loan for

Your unsecured loan, your rules. Here are some common uses:

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It won't impact your credit score

Salary Finance

Building your dream team can cost a pretty penny, but don't sweat it—Love Finance has you covered. Our business loans make covering wages and recruitment costs a breeze, so you can grow your team without losing your cool.

Equipment Finance

Need to upgrade your gear without emptying your wallet? Love Finance offers quick loans with flexible repayment plans, keeping your cash flow smooth and your business running like a well-oiled machine.

VAT Funding

Caught between working capital and HMRC? Love Finance’s VAT funding steps in to save the day. Get the cash you need to meet tax deadlines and repay in 3 manageable instalments. Crisis averted!

Expansion Funding

Ready to expand your empire? Love Finance is here to cover the costs. From hiring extra hands to welcoming more customers, our flexible loans make growing your business a walk in the park.

Cash Flow Finance

Need a quick cash boost? Love Finance to the rescue! Our fast business loans help you tackle hefty invoices and unexpected expenses, keeping your operations smooth and stress-free.

Staffing

Having Enough Staff is vital for your business’ success. However adding to your staff complement can be expensive due to wage expenses and recruitment costs. Business finance can help you take care of these.

Love Finance, hate waiting - apply now!

At Love Finance, we’re all about making your life easier. Need a long-term loan with clear terms and minimal hassle? We've got you covered. Here’s the lowdown:

  • Apply online: Our online enquiry process is quick, painless, easy, speedy (you get the idea). Just give us some basic info about your business, and you’re on your way.
  • Quick approval: We’re all about speed. We aim to get you the green light faster than your morning coffee kicks in, so you get your funds without the wait.
  • Flexible repayment terms: Pick a repayment plan that fits your business needs. With a fixed rate of interest, you can stay on top of your monthly repayments without any nasty surprises.
  • Receive funds promptly: Once approved, your funds will hit your account faster than you can plan your next business move.
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FAQ

Your questions answered

What is an unsecured business loan?

An unsecured business loan is a type of financing that doesn’t require you to put up any collateral. Instead, approval is based on your creditworthiness and business performance.

How quickly can I get approved for an unsecured business loan?

At Love Finance, we pride ourselves on our lightning-fast approval process. You can typically expect to get approved within 24 to 48 hours, sometimes even faster!

What can I use an unsecured business loan for?

You can use an unsecured business loan for a variety of purposes, including expanding your business, covering payroll, upgrading equipment, managing cash flow, or any other business-related expenses.

Will applying for a business loan affect my credit score?

We’ve got your back. If you need a bit more cash, let us know at any point. We’re here to help you navigate your financial journey, whether you need a top-up or a brand-new loan.

How to apply for a business loan with Love Finance

Apply online in 5 mins

2 minute enquiry. 7 Questions. Instant decision. Just like that. Just click “Get offer” to start your application.

Approved & funded in 24 hrs

One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!

Borrow from 3 mo to 6 yrs

Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Interest rates from 8.9%
  • Unsecured loans up to £250,000