Merchant Cash Advance

Credit score not affected

Funds in as little as 4 hours

Loans from 5.5%

Over £100 million funded for small businesses.

 How to Get Funded

• 

• Quoted

  Apply for a business loan quote in under 2 mins.

•  

• 

• Approved

  Get an instant and fair credit decision in an instant.

• 

• Signed

  The documents can be signed from any device.

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• Received

  Business loans are funded to your account the same day

Three Simple Steps to Apply

Upload

Upload documents securely to support your business loan application

Scan

Perform easy ID verifications in seconds using our free business loan app

Chat

Access free chat support for any help you might need during your business loan process

Why Apply for a Merchant Cash Advance With Us

Business financing 24/7 

Access to our financial services is always available.

Fully Automated Process

Our quick business loans form offers instant decisions

Business loans suited to you

Flexible business loan terms up to 5 years. No hidden fees.

What is a Merchant Cash Advance?

A Merchant Cash Advance is a type of funding that provides working capital to businesses in exchange for a portion of future credit card sales. Merchant cash advances are often used by businesses that need quick access to cash and are unable to get traditional financing.

Merchant Cash Advance Example:

A business owner uses a merchant cash advance to purchase inventory or equipment or to cover the cost of renovations. The merchant cash advance, also known as a card machine loan, is paid back through a percentage of future credit card sales. The business owner sees growth in sales thanks to their investment, meaning the payment does not harm their cash flow.

Anticipate your revenue

It's important to anticipate expected income when taking out an advance. Overall, merchant cash advances can be a helpful way to get quick access to funding and may feel lower risk, however always factor in additional outgoings in your forecasts. 

What are the Benefits of a Merchant  Cash Advance?

There are several benefits of Merchant Cash Advances. One key advantage is that businesses only have to repay through sales. In addition, Merchant Cash Advances are fast and easy to obtain. Business owners can typically get funding within a few days and they do not have to go through a lengthy application process. An MCA can be a good option if you have a poor credit history as merchant loan companies look at your turnover rather than your credit rating.

How Do MCAs Differ from Normal Loans?

Merchant cash advances are a type of financing that allows businesses to borrow money based on their future credit and debit card sales. Unlike traditional bank loans, Merchant cash advances don't require regular monthly payments. Instead, the lenders collect a percentage of your daily credit card sales until the loan is paid back in full. This can be a great option for businesses with fluctuating or irregular income, as it gives them more flexibility in making repayments. Merchant lending is a good way of getting funded quickly, enquire with us today and you could have the money in your bank account within 24 hours.

How Easy Is It to Qualify for a Merchant Cash Advance?

Merchant cash advances can also be easier to qualify for than traditional loans, as they typically don't require a perfect credit file or extensive documentation. However, Merchant cash advances usually come with much higher interest rates than traditional loans, so it's important to compare options carefully before choosing a financing method.

Before You Apply for an MCA

We're automated, but it's always nice to know there's a real person behind the scenes to support your funding needs, so if you have any questions regarding Merchant cash advances or want to enquire, please don't hesitate to contact us before you apply.

Call 0800 086 9404 or Email Us
Office Hours are Monday to Fri 9:00 am - 5:30 pm