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Get a loan in 3 easy steps

Apply online in 60 seconds

We've designed our loans with busy directors like you in mind, so we'll just need the basics about your business to make a decision.

Approved & funded in 24 hours

Once you're approved, we can get the ball rolling and you'll have the funds the same day!

Borrow from 3 months to 6 years

Your repayment schedule will depend on your needs. We have options to borrow more - or settle early - at any point.

business loans for restaurants

Get a loan in 3 easy steps

Enquire online in 60 seconds

We've designed our business loans with small businesses in mind, so we'll just need the basics about your business to make a decision.

Get pre approved in minutes

Once you're approved, as long as you have your documentation prepared, we can get the ball rolling and you'll have the funds the same day!

Recieve fund in 24 hours

Your repayment schedule will depend on your circumstances, but we have options to borrow more - or settle early - at any point.

Check how much you are eligible to borrow!

£70 000
Get offer
Love your finances again

Types of loans we provide

Ready to drive your business success? Love Finance is your go-to for all your business loan needs. How many types of loans, you ask? Anything from VAT Loans, unsecured loans and merchant cash advances, plus much more.

Working capital loans

Keeping your business buzzing smoothly hinges on one thing: cash flow. You can use our loans for just about anything, whether it’s covering day-to-day expenses to tackling unexpected curveballs.

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Vat loans

No faffing - we pay HMRC and split your bill into manageable monthly payments.

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Unsecured Financing

Our unsecured loans give you the funds needed based on your business health rather than its assets, offering flexibility and peace of mind.

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Short-term business loans

Got an urgent expense or a golden opportunity? Our short-term loans provide quick cash with fast repayment terms. Perfect for those last-minute needs.

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See if you are eligible
“A fast, effective service that delivered exactly what I was after with minimum fuss.”
Andrew
Partisan Furniture, Bristol
Why love finance

Who we are

We pride ourselves in being part of the famous stories that business owners tell about their journeys

Finance, but fun

We’re not your grandad’s finance company. Finance has a rep for being tedious. Here’s to making it fun (and not just for the accountants!).

We find a way

Banks say no, we say, “How about this?” Our loans tailor to your needs, giving you financial flexibility without the “Sorry, not today” attitude.

Best of both

We're the financial equivalent of a two-for-one deal, acting as both a broker and a lender. Why settle for one when you can have both?

Am I eligible?
No credit checks when enquiring
Grow with us

We believe in you, do you believe in us?

Here's some of what we've been up to over the years...

5,000 +

Customers

With our wide range of options, from business loans to MCAs, we’ve helped over 5k businesses.

£250m +

Lent to businesses like yours

Since 2016, we’ve lent out over £250m while operating as both a broker and a lender.

5 star service

Rated on Trustpilot

Love Finance are rated 5/5 on trustpilot with over 1000 postivie reviews.

Get to know us
business loan for London Sneaker Club
FAQ

Your questions answered

Will enquiring about a business loan affect my credit score?

Completing an enquiry to explore your options will not affect your credit score. Think of it as a gentle poke, not a knockout punch. We do a soft credit check first - no impact there. If you decide to go ahead with the loan, a hard check will be done, which might give your score a minor nudge. It’s totally normal when applying for finance, and we’ll keep things clear every step of the way.

Can I repay early?

Absolutely! You can repay in chunks or clear the balance in one go - it’s totally up to you. Some lenders may still charge interest as if you saw the loan through, while others might offer a discount. Your term usually stays the same, but paying early can lighten your monthly load. If you’re ever unsure, your account manager’s always here to walk you through it.

How are you different from a bank?

Oh, let us count the ways! Where banks are looking for reasons to say "no", we're looking for reasons to say "yes". We're fast, flexible, and fun (yes, finance can be fun!) No stuffy bank vibes here; we combine top-notch tech with a customer-first approach to make your experience smooth and steady.

How long does it take?

In a hurry? No worries! Our application process is faster than you can say “business loan.” Okay, maybe not that fast, but we do aim to get you sorted in under 24 hours. Think of it as the financial equivalent of express delivery - without the extra shipping fee.

What do your customers use their business loans for?

Our customers are as diverse as they come, using their loans for everything from buying new stock and upgrading tech to expanding their empires. Whether you’re aiming to outshine the competition or just need to keep the lights on, we’ve got you covered. So go ahead, dream big - we love a good success story!

What if I need more?

We’ve got your back. If you need a bit more cash, let us know at any point. We’re here to help you navigate your financial journey, whether you need a top-up or a brand-new loan.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Interest rates from 6.9%
  • Unsecured loans up to £500,000