Business loans

Get a quote in minutes with just a few simple answers.

  • Competitve rates from 6.9%
  • Pre approved in minutes
  • Funding from £5,000 to £500,000
  • Check without hurting your credit score
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Posh Designs team member with Love Finance

See why we are one of the UK’s best-rated SME lenders


Trusted by 5000+ businesses across all industries.
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Trustpilot
Trustpilot
Enquiry process

Get funds in 4 super simple steps

Finance has never felt so simple! We've streamlined our process to just 4 steps so you can get your loan without any hassle.

  • 1. Enquire in just 60 secs

    Use our simple form to tell us a bit about your business. No credit check at this stage, you're just getting an idea of rates and terms

  • 2. We'll find your perfect match

    We'll take a look at the info provided and, if you're happy to proceed, we'll find the best quote for your business

  • 3. Get your offers in under 1 hour

    Your account manager will present you with the most suitable options for you to choose from. A range of terms, a range of rates, and a range of things you can use it for!

  • 4. Funds in your account within 24 hours

    Once you accept your offer, we move fast — so you can invest in your business without delay. We say 24 hours, but in some cases, it could be as little as 1!

Enquire now
A bit more about Love

Who are Love Finance?

Trusted by thousands of UK businesses, with over £250 million loanedto SMEs since 2016. With a 4.9/5 Trustpilot rating and recognition as the 157th fastest-growing company in Europe, see for yourself how easy business finance can be.

Watch how our funding helped London Sneaker School work with global brands

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Thanks to the financial support from Love Finance, we could achieve a huge milestone in our journey that built on the success we’d already had.
Jase
LSS, London
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What can you use our loans for

From working capital to buying stock, we have all the options for your business needs

Borrow up to £500,000 and get the financial freedom to grow your business — whatever your needs, we’re here to support you every step of the way

Manage cash flow with confidence
Cover bills, taxes, and supplier costs with ease — no more stress over seasonal slowdowns or late payments
Grow and scale your business
Hire new staff, boost your marketing, or expand to a new location — we’ll help you take the next big step
Upgrade and invest in efficiency
Buy new equipment, improve your tech, or train your team — invest in the tools that drive growth
Purchase stock or essential materials
Get the inventory and supplies you need, when you need them — so you never miss an opportunity

Love Finance made it possible for us to showcase our passion and craft to a wider fashion-hungry audience a reality. Now we’ve managed to increase our exposure and realise our future potential to grow.

Jase, London Sneaker School

Joanne Doe

Joanne Doe

Birmingham

Thanks to the support from Love Finance, we have been able to grow our business. The process was smooth and easy and there was a quick turnaround from the application to receiving the funds.

Leoni, Amber Hue Candles
Amber Hue Candles business stall at an event

Joanne Doe

Joanne Doe

Birmingham

When we needed financing at a critical moment, Love Finance delivered with professionalism, speed, and ease. Their support helped us take Posh Design to the next level. Highly recommend.

Roozbeh, Posh Design
Posh Designs Team members smiling at each other

Joanne Doe

Joanne Doe

Birmingham

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FAQ

Your questions answered.. with Love!

Got questions? We've got answers. Let's clear things up — no jargon

How much can I borrow?

We offer small business loans anywhere from £5,000 to £500,000. So, whether you need just enough to buy a fancy coffee machine or a whole stack to build an empire, we've got options. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

You can! Some lenders might offer a discount if you repay early, while others may still charge the full interest — it all depends. But if you're ready to clear the balance, we’ll make sure everything’s clear before you do.

What’s the total amount I’ll end up paying?

Your total will include the loan amount plus interest. Everything’s broken down for you upfront — and if anything’s unclear, your account manager’s just a message away to talk it through.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Daily, weekly, monthly — you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!
How do your interest rates work?
We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!
How fast can I get my hands on the money?
Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Interest rates from 6.9%
  • Unsecured loans up to £500,000