Spotted us at SME XPO? Let's pick up where we left off

Business funding without the faff. Borrow £1,000 to £750,000 for any purpose. Competitive rates.

  • Enquire online in 60 secs
  • Get an approval in under 1 hour
  • Funding from £1,000 to £750,000
  • Credit score not impacted
Get a quote
Posh Designs team member with Love Finance
Loan Calculator

Calculate your repayments

Our simple calculator helps you see monthly repayments faster than we poured your coffee. Get fast, flexible funding with early repayment options and rates tailored to you.

How much would you like to borrow?
This is how much money you’ll receive from us.
£70,000
Over how long?
This is how many months you’ll pay back the loan with interest.
12 months
Your estimated results:

£3,321.5

monthly repayment

Competitive

interest rate
Start my enquiry
Interest rates quoted are 'flat rate'. Calculations are indicative and intended as a guide only. You may be offered different terms. Based on average rate of our lowest risk businesses, and current fees, which may be subject to change.

See what 1000+ happy customers had to say about us:

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Enquiry process

Get funded in 4 simple steps

Getting a business loan doesn't have to be difficult! We've streamlined our process to 4 simple steps so you can get your loan without the load.

  • Enquire online in just 60 secs

    Use our simple form to tell us a bit about your business. No credit check just yet, at this stage you're just getting an idea of rates and terms.

  • We'll find you a match

    We'll take a look at the info provided and, if you're happy to proceed, send it to whichever funder(s) we think fit.

  • Get your decision in under 1 hour

    Your account manager will present you with the most suitable options for you to choose from. A range of terms, a range of rates, and a range of things you can use it for!

  • Funds in your account within 24 hours

    Once you accept your offer, we move fast — so you can invest in your business without delay. We say 24 hours, but in some cases, it could be as little as 1!

Enquire now
What can you use our loans for

From working capital to stock purchase, our business loans help you thrive

Borrow up to £750,000 and get the financial freedom to grow your business — whatever your goals, we’re here to support you every step of the way.

Manage cash flow with confidence
Cover bills, taxes, and supplier costs with ease — no more stress over seasonal slowdowns or late payments.
Grow and scale your business
Hire new staff, boost your marketing, or expand to a new location — we’ll help you take the next big step.
Upgrade and invest in efficiency
Buy new equipment, improve your tech, or train your team — invest in the tools that drive growth.
Purchase stock or essential materials
Get the inventory and supplies you need, when you need them — so you never miss an opportunity.

I didn’t have the capital to start a business, and I quickly learnt that it’d be really difficult to build a successful brand without money or financial backing behind me.

Love Finance made it possible for us to make the LSS dream to showcase our passion and craft to a wider fashion-hungry audience a reality. Without them, it might never have been achieved, but now we’ve managed to increase our exposure and realise our future potential to grow.

Jase, London Sneaker School

Joanne Doe

Joanne Doe

Birmingham

As a small business, the funds we received through Love Finance have been vital. They helped us secure more stock, which ensured we were well-prepared for our biggest event.Thanks to the support from Love Finance, we have been able to grow our customer base and are now in a position to book more events. The process was smooth and easy and there was a quick turnaround from the application to receiving the funds.

Leoni, Amber Hue Candles
Amber Hue Candles business stall at an event

Joanne Doe

Joanne Doe

Birmingham

Posh Design started from humble beginnings, we’ve grown into a well-established brand offering bespoke kitchens, bedrooms, and cabinetry across the UK. When we needed financing at a critical moment, Love Finance delivered with professionalism, speed, and ease. Their support helped us take Posh Design to the next level. Highly recommend.

Roozbeh, Posh Design
Posh Designs Team members smiling at each other

Joanne Doe

Joanne Doe

Birmingham

Start my enquiry
FAQ

Your questions answered.. with Love!

Got questions? We've got answers. Let's clear things up — no jargon.

How much can I borrow?

We offer small business loans anywhere from £1,000 to £750,000. So, whether you need just enough to buy a fancy coffee machine or a whole stack to build an empire, we've got options. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

You can! Some lenders might offer a discount if you repay early, while others may still charge the full interest — it all depends. But if you're ready to clear the balance, we’ll make sure everything’s clear before you do.

What’s the total amount I’ll end up paying?

Your total will include the loan amount plus interest. Everything’s broken down for you upfront — and if anything’s unclear, your account manager’s just a message away to talk it through.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Daily, weekly, monthly — you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!
How do your interest rates work?
We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!
How fast can I get my hands on the money?
Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Quick and easy application process
  • Unsecured loans up to £750,000