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Finance a Truck

We offer a wide range of bespoke options for your truck funding, whether you're adding to a fleet of commercial vehicles or just starting out.

Using our panel of lenders we will find you the best deal available.


no credit check truck financing

Credit score not affected

truck loan

Unsecured loans up to £500,000

commercial truck financing rates

Interest rates as low as 2.9%

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approved trucks on finance

Over £30 million lent to small businesses


How Love Finance Works

  •  apply for truck finance
  • Apply

    Quotes take less than 2 minutes.

  • truck finance instant approval
  • Approve

    Get an instant and fair credit decision.

  • sign for leasing trucks for business
  • Sign

    Docs can be signed from any device

  • truck funding
  • Receive

    Money is sent to your account in 24 hours.

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Why Use Love Finance


247 truck loans


We're available 24/7

Access to our financial services is always available.

automated truck finance


Completely automated

Fill out our short online form - get an instant credit decision. 

flexible truck finance repayments


Whatever suits you

Flexible payment terms up to 5 years. No hidden fees.


Why Choose Us for Truck Finance?


truck finance repayment


Flexible repayment terms

You can start earning on your equipment before you even start paying for it.


easy approval truck finance

Easy approvals

Our commercial vehicle deals have an 85% approval rate. Quick, easy & no hidden costs.


why lease a truck

Why lease?

Leasing allows you to stay up to date and upgrade your model - giving you the flexibility you need.



Truck financing options

The reasons to turn to finance to acquire your new truck, HGV, or commercial vehicle are endless.

One of the key reasons though is to keep your cash flow strong while getting the vehicle you need to expand your operations.

Another is the fact that the vehicle you need to buy now isn't the vehicle you'll need in a few years' time, with new models constantly coming onto the market.

Leasing, therefore, gives you the flexibility to upgrade to a newer model at the end of the lease, always giving you a competitive advantage.


Speak with our skilled account managers

We're automated but it's always nice to know there's a real person behind the scenes to support you, so if you have any questions or looking to enquire please don't hesitate to contact us.

Call 0800 086 9404 or Email Us
Office Hours are Monday to Fri 9:00am - 5:30pm

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Truck Finance FAQ

What is truck finance

If you've decided to take the next step and purchase a truck, or another commercial vehicle for your business, the decision between buying or leasing can be a daunting one. The traditional norm is to buy a truck outright, so your first instinct may be to buy the truck so you own it. However, if you look into it more, truck leasing may be a more viable option for your business. This allows you to obtain the truck through a finance lease or hire purchase. Allowing you to make manageable payments each month, keeping cash flow in your business, whilst still having the option to own the truck.

Benefits of Leasing a Truck

A finance lease allows you to pay only for the period that you use the truck. After which, you'll have the option to buy it or trade it in for another truck . Lease financing can be cheaper than buying in some cases. It also allows you to have access to newer models more frequently. It has some drawbacks, though. For example, there may be restrictions on what modifications are permitted for leased trucks. There is often a limit on mileage usage per year.

Benefits of truck hire purchase

Truck hire purchase is an all-in-one solution. Instead of purchasing a new truck, you can sell one of your existing trucks to a lender and then hire it back from that same lender. If you want the truck back at some point, you can repurchase it from the financier after a predetermined period.

How much can I borrow for the truck loan?

The amount you can borrow will vary depending on the type of company. For example, a Limited Company can get funded from us between £5,000 and £250,000, while an Unlimited Company can get asset funds between £25,000 to £500,000. As such, we can lend up to £1 million to any one customer.

How Soon Can I Get truck funding?

In most cases, you can get the money when it is most convenient for you. When you call on us, we start the process immediately and can give you our decision within one business day. Usually, we pay our supplier directly; once the contract is in place and signed with us, we pay the provider the day after. That being said, we do know that time is of the essence. If the situation calls for it and we are able, it can be possible to approach us in the morning and get your truck by that afternoon. Sometimes, it really is that quick!

What type of truck financing option is right for me?

Deciding what type of truck finance is right for you can be a daunting task. There are many options available, and it can be difficult to know which one is best for your needs. Hire purchase is a popular option for financing a new truck. With this type of finance, you make monthly payments towards the cost of the vehicle. At the end of the agreed term, you will own the truck outright. Finance lease is another option that is often used to finance a new truck. With this type of finance, you make monthly payments towards the cost of the vehicle. However, at the end of the agreed term, you will not own the truck outright. Instead, you will have the option to return it to the leasing company or to buy it outright. If you're looking to finance a used truck, you may want to consider taking out a loan. With this type of finance, you can choose how much you want to borrow and how long you want to repay the loan over. You will also need to put down a deposit on the truck. The amount you pay each month will depend on how much you borrow and the interest rate on your loan. Whichever type of truck finance you choose, make sure you shop around to get the