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Finance a Truck

We offer a wide range of bespoke options for your truck funding, whether you're adding to a fleet of commercial vehicles or just starting out.

Using our panel of lenders we will find you the best deal available.

 

no credit check truck financing

Credit score not affected

truck loan

Unsecured loans up to £500,000

commercial truck financing rates

Interest rates as low as 2.9%

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approved trucks on finance

Over £30 million lent to small businesses

 

How Love Finance Works

  •  apply for truck finance
  • Apply

    Quotes take less than 2 minutes.

  • truck finance instant approval
  • Approve

    Get an instant and fair credit decision.

  • sign for leasing trucks for business
  • Sign

    Docs can be signed from any device

  • truck funding
  • Receive

    Money is sent to your account in 24 hours.

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Why Use Love Finance

 

247 truck loans

 

We're available 24/7

Access to our financial services is always available.

automated truck finance

 

Completely automated

Fill out our short online form - get an instant credit decision. 

flexible truck finance repayments

 

Whatever suits you

Flexible payment terms up to 5 years. No hidden fees.

 

Why Choose Us for Truck Finance?

 

truck finance repayment

 

Flexible repayment terms

At Love Finance, we understand that purchasing a truck is a big investment. We also know that not everyone has the same financial situation. That's why we offer flexible repayment terms on truck finance. Whether you're looking to finance a new or used truck, we can work with you to find a repayment plan that fits your budget. So if you're in the market for a new truck, come to Love Finance and let us help you get on the road. Through truck finance, you can start earning on your equipment before you even start paying for it.

 

easy

Easy approvals

Our commercial vehicle deals have an 85% approval rate. We offer competitive interest rates and fast approval times, making it as smooth as possible for you to get the vehicle you need, when you need it. Quick, easy & no hidden costs.

 

truck

Why lease?

When it comes to choosing a new truck, there are a lot of factors to consider. One important decision is whether to lease or buy. There are benefits to both options, but leasing through Love Finance comes with some unique advantages. For starters, you'll have the flexibility to upgrade to a newer model after your lease term is up. This can be especially helpful if you need a truck that can keep up with your growing business. Additionally, you won't have to worry about selling your truck when you're ready for an upgrade. Leasing also has the potential to lower your monthly payments and reduce your overall costs. So if you're trying to decide whether to lease or buy, be sure to consider all the benefits that leasing through Love Finance has to offer.

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Truck financing options

The reasons to turn to finance to acquire your new truck, HGV, or commercial vehicle are endless.

One of the key reasons though is to keep your cash flow strong while getting the vehicle you need to expand your operations.

Another is the fact that the vehicle you need to buy now isn't the vehicle you'll need in a few years' time, with new models constantly coming onto the market.

Leasing, therefore, gives you the flexibility to upgrade to a newer model at the end of the lease, always giving you a competitive advantage.

 

Speak with our skilled account managers

We're automated but it's always nice to know there's a real person behind the scenes to support you, so if you have any questions or looking to enquire please don't hesitate to contact us.

Call 0800 086 9404 or Email Us
Office Hours are Monday to Fri 9:00am - 5:30pm

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Truck Finance FAQ

What is truck finance?

If you've decided to take the next step and purchase a truck, pickup truck or another commercial vehicle for your business, the decision between buying or leasing can be a daunting one. The traditional norm is to buy a truck outright, so your first instinct may be to buy the truck so you own it. However, if you look into it more, truck leasing may be a more viable option for your business. This allows you to obtain the truck through a finance lease or hire purchase. Allowing you to make manageable payments each month, keeping cash flow in your business, whilst still having the option to own the truck.

Benefits of Truck finance

If you're in the market for a new pickup truck, you may be wondering if it's better to finance the purchase or pay cash. While there are pros and cons to both options, truck finance can offer a number of advantages, especially if you choose an option with flexible terms. One of the biggest benefits of truck finance is that it allows you to spread out the cost over time, which can make it more affordable. Additionally, many lenders offer financing for trucks with low-interest rates, which can save you money in the long run. Truck finance can also give you the opportunity to build your credit history, which can be helpful if you need to take out a loan for another major purchase down the road.

Benefits of truck hire purchase

Truck hire purchase is an all-in-one solution. Instead of purchasing a new truck, you can sell one of your existing trucks to a lender and then hire it back from that same lender. If you want the truck back at some point, you can repurchase it from the financier after a predetermined period.

How much can I borrow for the truck loan?

The amount you can borrow will vary depending on the type of company. For example, a Limited Company can get funded from us between £5,000 and £250,000, while an Unlimited Company can get asset funds between £25,000 to £500,000. As such, we can lend up to £1 million to any one customer.

How Soon Can I Get truck funding?

In most cases, you can get the money when it is most convenient for you. When you call on us, we start the process immediately and can give you our decision within one business day. We pay our supplier directly; once the contract is in place and signed with us, we pay the provider the day after. That being said, we do know that time is of the essence. If the situation calls for it and we are able, it can be possible to approach us in the morning and get your truck by that afternoon. Sometimes, it really is that quick!

What type of truck financing option is right for me?

Deciding what type of truck finance is right for you can be a daunting task. There are many options available, and it can be difficult to know which one is best for your needs. Hire purchase is a popular option for financing a new pickup truck. With this type of finance, you make monthly payments towards the cost of the vehicle. At the end of the agreed term, you will own the truck outright. Finance lease is another option that is often used to finance a pickup truck. With this type of finance, you make monthly payments towards the cost of the vehicle. However, at the end of the agreed term, you will not own the truck outright. Instead, you will have the option to return it to the leasing company or to buy it outright. If you're looking to finance a used truck, you may want to consider taking out a loan. With this type of finance, you can choose how much you want to borrow and over how long you want to repay the loan. You will also need to put down a deposit on the truck. The amount you pay each month will depend on how much you borrow and the interest rate on your loan. Whichever type of truck finance you choose, make sure you shop around to get the best deal for your business.

Examples of trucks we finance

We can finance any commercial vehicle for your business through truck finance. For example, we can provide you with pickup truck finance, HGV finance, lorry finance, van finance, and more. Contact our team today to find out how we can help your business get the vehicle funding it needs.

How do I know when my business is ready to get truck finance?

Before you can get truck finance, you'll need to have a clear idea of how much money you need and what you'll use it for. You should also have a good understanding of your credit history and score. It's also sensible to have a business plan in place so that you can show lenders how you plan to use the funds. Once you have all of this information together, you can start shopping around for truck finance. Be sure to compare rates and terms so that you get the best deal possible. With a little preparation, you can get the truck finance you need to grow your business.