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Get a quote for Van finance


We offer a wide range of bespoke options for your business van finance, whether you're adding to a fleet of commercial vehicles or just starting out.

Using our panel of lenders we will find you the best deal available.


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Credit score not affected


Van loans up to £250,000

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Interest rates as low as 2.9%

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van financing

Over £30 million lent to small businesses


How Love Finance Works

  • one
  • Apply

    Quotes take less than 2 minutes.

  • two
  • Approve

    Get an instant and fair credit decision.

  • three
  • Sign

    Docs can be signed from any device

  • four
  • Receive

    Money is sent to your account in 24 hours.

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Why Use Love Finance




We're available 24/7

Access to our financial services is always available.

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Completely automated

Fill out our short online form - get an instant credit decision. 

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Whatever suits you

Flexible payment terms up to 5 years. No hidden fees.


Why Choose Us for Van Finance?


Flexible van finance


Flexible repayment terms

You can start earning on your van before you even start paying for it. At Love Finance, we offer flexible repayment terms that suit you, anywhere from 6 months to 60. We understand that when it comes to van finance, one size does not fit all. That's why we offer a range of repayment options to suit your individual needs and circumstances. Whether you're looking for a short-term loan with low monthly payments or a longer-term loan with more affordable rates, we have a solution that will work for you. We also offer a range of payment methods, including direct debit and online banking, so you can choose the option that best suits your needs. If you're not sure which repayment option is right for you, our team of experts will be happy to advise you.


easy van approval

Easy approvals

Our commercial van finance deals have an 85% approval rate. Love Finance makes it easy to get approved for van finance. We work with a wide range of lenders to offer competitive rates and terms, so you can find the perfect financing solution for your needs. Our online application makes it quick and easy to get started, plus we never charge any extra or hidden costs.



Why lease?

Leasing allows you to stay up to date and upgrade your model - giving you the flexibility you need. One of the biggest advantages of leasing is that you can get a brand new van for a much lower upfront cost than if you were to buy outright. You'll also have the peace of mind of knowing that you're always driving a reliable, up-to-date vehicle as most leases include regular servicing and maintenance. With Love Finance, you can choose from a wide range of vehicles to suit your needs - whether you're looking for a small van for city driving or a large panel van for long-distance deliveries, we've got you covered.

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Am I eligible for van finance?

Check the following criteria to see if you are eligible for van finance:

  • - 3 months minimum trading
  • - UK-based business
  • - 18 years of age or over
  • - You are a director, owner or partner of the company
  • - You must have a valid UK driver's licence

Speak with our skilled account managers

We're automated but it's always nice to know there's a real person behind the scenes to support you, so if you have any questions or looking to enquire please don't hesitate to contact us.

Call 0800 086 9404 or Email Us
Office Hours are Monday to Fri 9:00am - 5:30pm



Business Van Finance FAQ

What is van finance?

Business van finance is needed when your business needs to purchase a van, but you don't want to take all the capital out of the business. You may find a van but the supplier is not a lender, so therefore you need to find a third party to find the capital you need. When it comes to van finance, there are several different options available. One popular option is buying the vehicle outright, which involves purchasing a van outright and paying a single, upfront fee. Another option is hire purchase, which involves paying an initial deposit and then making ongoing monthly payments. Finally, many van owners opt for van finance with an annual interest rate. This type of financing usually offers lower interest rates than other van finance options, although it is important to be aware that it often involves stricter terms and conditions. Ultimately, the type of van finance that works best for you will depend on your individual needs and preferences. Whether you want to buy or lease a van, there is likely to be a financing option that works for you.

What type of van finance is right for me?

When it comes to applying for business van finance, there are a number of different options available. Whether you need to cover the cost of purchasing a van or want to secure a van loan to cover operational costs, we can help. Generally speaking, the first step is to assess your needs and budget to determine which type of van finance is best suited for your situation. Some options, such as van rentals, may be more suitable for short-term or temporary use, while van loans and leases tend to be better suited for those looking for more long-term options. Ultimately, finding the right van finance will come down to your individual needs and goals – but with the right planning and research, you can find a solution that works for you. So why not start exploring your van finance options today?

How do I apply for Van finance?

Its simple! To apply for van finance, simply hit get a quote and we will send you a quote within minutes. Before applying you will need to assess your credit rating and consider any other debts that you may have. Many providers offer guaranteed van finance, so it is important to do your research to find a company that can work with your financial situation. Once you have selected a provider, you can submit an application online or by mail and typically receive a response within 24 hours. In order to be approved for van finance, you will need to provide information about your income and employment history, as well as details about your vehicle such as the make, model, and mileage. If everything checks out, you may be able to obtain flexible financing terms and get behind the wheel of a new van in no time!


When it comes to business van finance, there are a number of different repayment terms that you can choose from. Generally speaking, van loans tend to have lower interest rates than other types of loan, making them an attractive option for those who want to keep their monthly payments as low as possible. Ultimately, the terms of van finance will depend on a variety of different factors, including the size and age of your van, as well as your credit rating and financial situation. So if you're looking for van financing, it's important to do your research ahead of time in order to find the option that best fits your needs.


Yes, you can absolutely apply for a van loan even if you have a bad credit history. While traditional banks and lenders often shy away from approving applications from people with bad credit, there are many other institutions that are willing to take on these types of loans. Factors like your current personal circumstances and the specifics of your poor credit history will all be considered when determining your application, so it's important to contact a lender directly rather than relying on online loan or finance calculators or automatic approval systems. Despite your bad credit, it is likely that there are options available to you, and having an honest conversation with a knowledgeable financial professional can help you make the best decision possible for your situation. So don't let bad credit hold you back - there's always a way forward!

Can I get a van on finance if I am a start-up?

Getting van finance as a start-up can be a challenge, especially if you don't have good credit. However, there are ways to arrange van finance even as a new van owner. One option is to take out a personal loan, which can allow you to borrow the money that you need to make your van purchase. Another possibility is to consider arranging van finance through an independent provider, such as Love Finance. This can give you more flexibility in choosing the type of van and loan terms that work best for your unique situation. So if you are looking to get van finance as a start-up, don't let it hold you back - there are plenty of options out there for both new and established van owners alike!

why should I consider business van finance?

If you're running a business, it's important to have a reliable vehicle that can transport goods or provide mobile services. But if you're working with a tight budget, you may be wondering whether business van finance is worth it. Here are a few reasons why van finance can be a wise investment: 1) It can help you save money in the long run. If you're constantly renting or borrowing vans, the costs can add up over time. Business van finance can help you avoid these expenses. 2) It can make your business more efficient. Having your own van gives you the flexibility to schedule deliveries and service calls according to your own schedule, rather than being at the mercy of rental companies or others. This can lead to faster turnaround times and happier customers. 3) It can help you expand your business. If you have a growing business, van finance can help you keep up with demand by allowing you to take on more deliveries or service calls. In short, van finance for your business can be a wise investment that pays off in the long run.

Can I use van finance for personal use?

At Love Finance, we specialise in, and therefore only offer business finance. This means that if you choose to finance a van through us, it must be used for commercial use only. If you wanted to finance a van for personal use, you would need to get a personal loan from another lender.

What can I use my business van for?

There are many ways you can put your business van to use. Of course, you can use it to transport products or materials to and from job sites. But you can also use it for mobile marketing, turning it into a rolling billboard that advertises your business wherever you go. You could even use it as a mobile office, outfitting it with shelves, a desk, and other essentials so you can take care of business while on the road. However you choose to use your van, make sure you keep it clean and well-organized so it always makes a positive impression.

What do I need to consider when applying for van finance?

Leasing a van can be a great option for businesses or individuals who need a vehicle but don’t want to purchase one outright. There are a few things to consider when leasing a van, such as the length of the lease and the type of vehicle you need. Love Finance can help you find the perfect van lease for your needs. We work with a variety of different lenders to get you the best deal possible. We can also help you find leases with low monthly payments or even no money down. If you’re not sure which option is right for you, we can help you compare and contrast different van lease options so that you can make an informed decision. Contact us today to learn more about our van finance options.

What are my van finance options?

If you choose to finance a van for your business, you have options depending on how long you want the van for. You can choose to lease the van over a pre-agreed period and give it back at the end of the term, or you can do the same, but choose to buy the van at the end of the lease. Each van finance option has its benefits and drawbacks, both can save you money as you are not spending a large sum outright - meaning that you can save cash to spend in other areas of the business. Van finance gives you freedom as you are not tied into keeping a depreciating asset that you no longer want or are making a profit from. With finance, you get access to high-spec vehicles and you can choose to upgrade at the end of the term to stay up-to-date with the latest trends and the best vehicles. You can read more about your van finance options in our blog, here.