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Get a quote for Van finance


We offer a wide range of bespoke options for your business van finance, whether you're adding to a fleet of commercial vehicles or just starting out.

Using our panel of lenders we will find you the best deal available.


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Credit score not affected


Van loans up to £500,000

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Interest rates as low as 2.9%

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van finance

Over £30 million lent to small businesses


How Love Finance Works

  • 1 (3)
  • Apply

    Quotes take less than 2 minutes.

  • 2 (3)
  • Approve

    Get an instant and fair credit decision.

  • 3 (6)
  • Sign

    Docs can be signed from any device

  • 3 (5)
  • Receive

    Money is sent to your account in 24 hours.

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Why Use Love Finance




We're available 24/7

Access to our financial services is always available.

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Completely automated

Fill out our short online form - get an instant credit decision. 

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Whatever suits you

Flexible payment terms up to 5 years. No hidden fees.


Why Choose Us for Van Finance?


Flexible finance terms


Flexible repayment terms

You can start earning on your equipment before you even start paying for it.


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Easy approvals

Our commercial vehicle deals have an 85% approval rate. Quick, easy & no hidden costs.


business van finance

Why lease?

Leasing allows you to stay up to date and upgrade your model - giving you the flexibility you need.

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Speak with our skilled account managers

We're automated but it's always nice to know there's a real person behind the scenes to support you, so if you have any questions or looking to enquire please don't hesitate to contact us.

Call 0800 086 9404 or Email Us
Office Hours are Monday to Fri 9:00am - 5:30pm



Business Van Finance FAQ

What is van finance

Business van finance is needed when your business needs to purchase a van, but you don't want to take all the capital out of the business. You may find a van but the supplier is not a lender, so therefore you need to find a third party to find the capital you need. When it comes to van finance, there are several different options available. One popular option is buying the vehicle outright, which involves purchasing a van outright and paying a single, upfront fee. Another option is hire purchase, which involves paying an initial deposit and then making ongoing monthly payments. Finally, many van owners opt for van finance with an annual interest rate. This type of financing usually offers lower interest rates than other van finance options, although it is important to be aware that it often involves stricter terms and conditions. Ultimately, the type of van finance that works best for you will depend on your individual needs and preferences. Whether you want to buy or lease a van, there is likely to be a financing option that works for you.

What type of van finance is right for me

When it comes to applying for business van finance, there are a number of different options available. Whether you need to cover the cost of purchasing a van or want to secure a van loan to cover operational costs, we can help. Generally speaking, the first step is to assess your needs and budget to determine which type of van finance is best suited for your situation. Some options, such as van rentals, may be more suitable for short-term or temporary use, while van loans and leases tend to be better suited for those looking for more long-term options. Ultimately, finding the right van finance will come down to your individual needs and goals – but with the right planning and research, you can find a solution that works for you. So why not start exploring your van finance options today?

How do I apply for Van finance?

Its simple! To apply for van finance, simply hit get a quote and we will send you a quote within minutes. Before applying you will need to assess your credit rating and consider any other debts that you may have. Many providers offer guaranteed van finance, so it is important to do your research to find a company that can work with your financial situation. Once you have selected a provider, you can submit an application online or by mail and typically receive a response within 24 hours. In order to be approved for van finance, you will need to provide information about your income and employment history, as well as details about your vehicle such as the make, model, and mileage. If everything checks out, you may be able to obtain flexible financing terms and get behind the wheel of a new van in no time!


When it comes to business van finance, there are a number of different repayment terms that you can choose from. Generally speaking, van loans tend to have lower interest rates than other types of loan, making them an attractive option for those who want to keep their monthly payments as low as possible. Ultimately, the terms of van finance will depend on a variety of different factors, including the size and age of your van, as well as your credit rating and financial situation. So if you're looking for van financing, it's important to do your research ahead of time in order to find the option that best fits your needs.


Yes, you can absolutely apply for a van loan even if you have a bad credit history. While traditional banks and lenders often shy away from approving applications from people with bad credit, there are many other institutions that are willing to take on these types of loans. Factors like your current personal circumstances and the specifics of your poor credit history will all be considered when determining your application, so it's important to contact a lender directly rather than relying on online loan or finance calculators or automatic approval systems. Despite your bad credit, it is likely that there are options available to you, and having an honest conversation with a knowledgeable financial professional can help you make the best decision possible for your situation. So don't let bad credit hold you back - there's always a way forward!

Can I get a van on finance if I am a start-up?

Getting van finance as a start-up can be a challenge, especially if you don't have good credit. However, there are ways to arrange van finance even as a new van owner. One option is to take out a personal loan, which can allow you to borrow the money that you need to make your van purchase. Another possibility is to consider arranging van finance through an independent provider, such as Love Finance. This can give you more flexibility in choosing the type of van and loan terms that work best for your unique situation. So if you are looking to get van finance as a start-up, don't let it hold you back - there are plenty of options out there for both new and established van owners alike!