Commercial Loans

Get commercial funding up to £750,000 to invest in your business — manage cash flow, buy equipment, or hire staff with fast, flexible loans.

Get Quote
It won't impact your credit score
Their ability to deal with finance in such a quick and easy way made our growth possible.
Roozbeh
Posh Designs, Birmingham
Their ability to deal with finance in such a quick and easy way made our growth possible.
Sight Security
Oxford
Thanks to Love Finance, we've been able to grow our customer base and book more events.
Leoni
Amber Hue
Let us do the work

Fast, Flexible Commercial Loans

Get commercial funding in as little as 24 hours with fair rates and terms from 3 months to 6 years. Our commercial lending solutions are built to help you move quickly and grow confidently — without the hassle.
Ready to take your business further? Click below.

Applying won't affect your credit score
  • Enquiry won't impact credit
  • Quick and easy application process
  • Unsecured loans up to £750k
  • Specialists in business loans

Try our business loan calculator today!

£70 000
Get Offer
Love your finances again

Types of business loans we offer

Working Capital Loans

Maintain healthy cash flow and day-to-day operations with our commercial working capital loans. Whether you're covering operating costs, bridging seasonal gaps, or responding to unexpected expenses, we help keep your business moving forward.

Unsecured Business Loans

Access commercial lending without the need for physical collateral. Our unsecured commercial loans are based on your business performance, offering fast, flexible funding designed to support your growth — no assets required.

Short-Term Business Loans

For urgent expenses or time-sensitive opportunities, our short-term commercial loans offer quick access to funds with flexible repayment terms. Ideal for managing short-term needs without long-term commitments.

VAT Loans

Free up working capital during tax season with our VAT commercial loans. Spread your VAT bill across 3 manageable monthly payments and keep your cash flow intact — with no disruption to your day-to-day operations.

This is how we can help

What can I use my commercial loan for?

Borrow up to £500,000 with flexible commercial lending built to meet your business goals. Whether it’s day-to-day costs or long-term investments, we’re here to help your business thrive.

Working Capital

Manage operating expenses, tax payments, or supplier bills with confidence — no more cash flow interruptions holding you back.

Business Expansion

Hire staff, increase marketing spend, or open a new location — use our commercial loans to take your next big step with confidence.

Upgrade Equipment

Invest in new machinery, software, or team training to improve productivity and long-term performance.

Purchase Inventory

Get fast access to funds for stock, materials, or urgent orders — so you’re always ready to deliver.

FAQ

Your questions answered

How much can I borrow?

We offer small business loans in various amounts, whether you need just enough to buy a fancy coffee machine or enough to expand your empire. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

Yep, you can! Some lenders offer a discount on future interest, others may still ask for the full interest amount - it depends. Either way, we’ll make sure everything’s clear before you decide.

What’s the total amount I’ll end up paying?

We keep it transparent. Your total amount will include the loan amount plus interest. No hidden fees or sneaky charges—just straightforward numbers.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Weekly, monthly, bi-monthly—you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!

How do your interest rates work?

We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!

How fast can I get my hands on the money?

Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.

How to enquire about a business loan with Love Finance

Enquire online in 60 seconds

60 second enquiry. 6 Questions. Instant decision. Just like that. Click below to start your enquiry.

Approved & funded in 24 hrs

One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!

Borrow from 3 mo to 6 yrs

Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Quick and easy application process
  • Unsecured loans up to £750,000