Business loans, simple

We only do business loans. That means you get faster decisions, better options and funding that fits your needs.

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Applying won’t affect your credit score
Their ability to deal with finance in such a quick and easy way made our growth possible.
Roozbeh
Posh Designs, Birmingham
In a world of overcomplicated business finance, Love kept it simple and effective.
Elsewhere
London
Thanks to Love Finance, we've been able to grow our customer base and book more events.
Leoni
Amber Hue
Let us do the work

Experts in business loans

Other finance companies try to do a bit of everything. We don’t. At Love Finance, we only do loans — so we’re faster, sharper, and way more focused on getting you what you need.

An enquiry won't affect your credit score
  • Credit score not affected
  • Quick and easy application process
  • Unsecured business finance up to £750k
  • Specialists in business loans

How much would you like to borrow?

£
£70,000

Get offer
Love your finances again

Types of business loans we offer

Cash flow loans

Keep your business running smoothly. Cover day-to-day costs, quiet seasons, or surprise bills with flexible cash flow support.

Unsecured business loans

Borrow up to £750,000 without putting up any assets. We look at how your business performs, not what you own.

Short-term business loans

Need money fast? Get quick funding for urgent costs or opportunities, with repayment terms from 3 to 12 months.

VAT business loans

Turn big VAT bills into smaller monthly payments. Stay on top of cash flow when tax time hits.

how we can help

What can I use my business loan for?

Borrow up to £750,000 and put it to work where your business needs it most — from everyday costs to big growth plans.

Working capital

Cover everyday costs like bills, tax, or supplier payments — without worrying about cash flow getting in the way.

Business expansion

Hire new staff, boost your marketing, or open another location. Use our loans to take the next step with confidence.

Upgrade equipment

Invest in new machines, software, or training for your team to work smarter and perform better.

Purchase inventory

Get quick funding for stock, materials, or urgent orders — so you’re always ready to deliver.

Why Love Finance?

All our focus is on business loans, so you get the best of what we do. The numbers tell the story.

4.9

Rated on Trustpilot

£300m+

Lent to businesses like yours

Top 6

Fastest growing finance companies

6000+

Businesses funded

FAQ

Your questions answered

How much can I borrow?

We offer small business loans in various amounts, whether you need just enough to buy a fancy coffee machine or enough to expand your empire. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

Yep, you can! Some lenders offer a discount on future interest, others may still ask for the full interest amount - it depends. Either way, we’ll make sure everything’s clear before you decide.

What’s the total amount I’ll end up paying?

We keep it transparent. Your total amount will include the loan amount plus interest. No hidden fees or sneaky charges—just straightforward numbers.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Weekly, monthly, bi-monthly—you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!

How do your interest rates work?

We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!

How fast can I get my hands on the money?

Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.

How to enquire about a business loan with Love Finance

Enquire online in 60 seconds

60 second enquiry. 6 Questions. Instant decision. Just like that. Click below to start your enquiry.

Approved & funded in 24 hrs

One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!

Borrow from 3 mo to 6 yrs

Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Quick and easy application process
  • Unsecured loans up to £750,000