Business Loans Simplified

Apply in minutes and borrow up to £750k in unsecured business finance. Decisions in as little as 24 hours, with fair rates and flexible terms from 3 months to 6 years.

Get a Free Quote
Applying won’t affect your credit score
Their ability to deal with finance in such a quick and easy way made our growth possible.
Roozbeh
Posh Designs, Birmingham
In a world of overcomplicated business finance, Love kept it simple and effective.
Elsewhere
London
Thanks to Love Finance, we've been able to grow our customer base and book more events.
Leoni
Amber Hue
Let us do the work

Short Term Business Finance

Business loans are all we do — which means you get faster decisions, dedicated support, and funding that’s built around your business needs.

Applying won't affect your credit score
  • Credit score not affected
  • Quick and easy application process
  • Unsecured business finance up to £750k
  • Specialists in business loans

How much would you like to borrow?

£
£70,000

Get offer
Love your finances again

Types of business loans we offer

Working Capital Loans

Our working capital loans helps you manage day-to-day costs, handle seasonal challenges, or cover unexpected expenses — so your business keeps running smoothly.

Unsecured Business Loans

Secure the loan you need without using assets as security. Our unsecured business loans are based on your business performance, offering flexible, fast finance with peace of mind.

Short Term Business Loans

Need a quick solution for an urgent opportunity or expense? Our short term business loan provides fast access to funds with flexible repayments — ideal for short-term needs without long-term commitments.

VAT Business Loans

Free up your cash flow during tax season with VAT business loans. Spread your VAT bill over 3 monthly payments and stay focused on running your business.

This is how we can help

What can I use my business loan for?

Borrow up to £750,000 with flexible business loans built for your success. Whether you need short term business loan or a longer-term facility, we’re here to help at every stage.

Working Capital

Cover supplier bills, taxes, and operating costs with business finance that smooths out seasonal dips or late payments.

Business Expansion

Use our finance business loans to hire staff, boost marketing, or expand your premises — whatever your growth plans demand.

Upgrade Equipment

Invest in new machinery, software, or team training to improve productivity and long-term performance.

Purchase Inventory

Get the short term business loan you need to secure inventory and supplies — so you never miss an opportunity.

Why Choose Love Finance?

We focus solely on business loans — which means faster decisions, tailored funding, and expert support dedicated to helping your business grow.

4.9

Rated on Trustpilot

£300m +

Lent to businesses like yours

Top 6

Fastest growing finance companies

6000 +

Customers

FAQ

Your questions answered

How much can I borrow?

We offer small business loans in various amounts, whether you need just enough to buy a fancy coffee machine or enough to expand your empire. Let's talk specifics and find the right amount of money for you!

What kind of credit rating do I need?

Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.

What are the monthly repayments like?

Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.

Can I repay in a lump sum if I hit the jackpot?

Yep, you can! Some lenders offer a discount on future interest, others may still ask for the full interest amount - it depends. Either way, we’ll make sure everything’s clear before you decide.

What’s the total amount I’ll end up paying?

We keep it transparent. Your total amount will include the loan amount plus interest. No hidden fees or sneaky charges—just straightforward numbers.

What’s the deal with repayment schedules?

We offer flexible repayment schedules to suit your business’s cash flow. Weekly, monthly, bi-monthly—you name it, we’ll sort it. Because we know every business owner has unique needs.

What type of loans do you offer?

From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!

How do your interest rates work?

We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!

How fast can I get my hands on the money?

Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.

How to enquire about a business loan with Love Finance

Enquire online in 60 seconds

60 second enquiry. 6 Questions. Instant decision. Just like that. Click below to start your enquiry.

Approved & funded in 24 hrs

One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!

Borrow from 3 mo to 6 yrs

Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Quick and easy application process
  • Unsecured loans up to £750,000